How do I know if my electric car is covered?

When you compare policies, look for ‘battery cover’ and check whether the policy covers owned or leased batteries, or both. If you’re not sure what’s included in a policy, speak to the provider. Breakdown cover designed for electric vehicles should also include recovery to the nearest charging point in case your electric car runs out of battery.

Does insurance cover electric car batteries?

Coverage for Electric Car Batteries: Your insurance policy should cover the battery against accidental damage, fire, and theft. Since replacing a battery can be expensive, often costing thousands of pounds, it's important to ensure you have the right level of coverage.

Are electric cars covered by insurance?

Many electric car insurance policies include battery cover, which can drive quotes up as batteries are costly to fix and replace. Insurers can also cover over-the-air (OTA) software updates, which add to the policy price. Further to this, specialists are needed to repair electric cars, and there simply aren’t many about at the moment.

Is a car battery covered by insurance?

The battery – whether owned or leased – is covered for accidental damage, fire and theft. Charging cables, charger and adaptors belonging to you are covered for accidental damage, fire and theft while in the car, in use at a garage or at home. Liability cover in case someone trips over the charging cable outside your property.

Should you buy electric car insurance?

But as more of us make the switch to greener vehicles and electric vehicle infrastructure improves, the market for electric car insurance is opening up. That means you can expect a greater choice when you shop around for EV car insurance – which could mean a more competitive deal. Did you know?

Does my insurance cover a stolen electric car?

Cover for personal belongings — Your insurer will cover you for claims on personal effects and baggage stolen from your electric car, subject to cover. Driver’s Legal Protection — Your insurer will cover you for up to £100,000 of legal fees following an accident that wasn’t your fault.